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Mortgage lending done right.

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We're more than mortgages; we're your partners in creating a better future. Whether you're buying your first home or seeking financial advice, we're here to guide you and invest in your story.

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What Loan Program is Right for Me?

Grasping the mortgage process is one of the toughest and most stressful parts of buying a home, but you don’t have to be a master. There are various loan options to choose from, so keeping yourself informed and knowing the basics will get you steps closer to owning your dream home.

Already Have One In Mind?


Lock in your rate with a new purchase loan.


Getting a mortgage is about more than just rates; it’s about developing
a plan for one of the biggest investments that you will make in your life. We work to match your unique credit, income and asset qualifications to the best program available to you.


Save on monthly payments through a refinance.


When refinancing, it is important to understand what your unique goals are so that we can customize a loan program for you. Whether we are lowering your interest rate or putting you in a different type of loan, we
will assess your needs to determine the right fit to get more money
in your pocket.*


Options for changing rates.


We are on the forefront of delivering the widest array of purchase money home loans; and as a direct lender of FHA, VA, USDA, Conventional, and Jumbo loans, we can prepare a loan pre-qualification that will position you to buy the home of your dreams.

Meet Octane

Cardinal Financial is powered by Octane, our loan origination platform. Octane moves our borrowers through the mortgage process with speed and efficiency. And for our business operators, it’s the most powerful loan officer assistant out there.

The engine that powers our business.

And soon, hopefully yours too

How do I join Cardinal Financial?

When you work at Cardinal Financial, we want you to find comfort in the fact that your company has your back, because no matter where you are or how much money
you make, knowing that your employer truly cares about
you is priceless.

How can I get started?

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